The areas of activity of CMNE group
Offers services throughout France, Belgium and Luxembourg, thanks to a network of branch offices and delegated agents in Belgium, with products for banking, financial savings and deposits, and insurance.
The Crédit Mutuel Nord Europe network is active in 7 Départements north of Paris. 2500 employees, 258 points of sale and 1 million members make up this mutualist group, which is not publicly listed. This model gives it a highly resilient structure, allowing it to apply a long-term vision.
Target markets :
private individuals, professionals, farmers and associations
Products and services :
savings (bank and employee savings plans), credit (mortgages and consumer loans), insurance (property and casualty), services (Afedim, Provol, remote services, …)
Beobank is a complete retail bank in Belgium supported by a network of 250 employee agencies and numerous delegated agents throughout Belgium.
It offers a wide range of products and services to 620,000 private customers, self-employed and SMEs. Its 1,100 employees make up the strength of this unique bank, which has a highly positive image in the Belgian market.
Target markets :
private individuals, self-employed and small companies
Products and services :
solutions for payment, savings, credit (mortgages and consumer loans), insurance and investment
BCMNE is a bank within the CMNE Group dedicated to SMEs and mid-cap companies. Its nine local offices and 180 employees provide support to the local economy by offering services to those who drive it.
It has three specialized companies to meet the specific needs of its clientele:
- Bail Actea (equipment leasing)
- Nord Europe Lease (real estate leasing)
- Nord Europe Partenariat (venture capital)
Target markets :
professionals, SMEs, mid-caps
Products and services :
operating loans, investment loans, equipment and real estate leasing, services (banking cash flow management, financial management, international services), savings (banking, financial, employee savings plans), insurance
CMNE's insurance activity is represented by its subsidiary Nord Europe Assurance (NEA).
NEA comprises multiple units, all representing insurance sectors :
- Three companies for life insurance and pension funds (ACMN VIE, Nord Europe Life Luxembourg et North Europe Life Belgium)
- A P&C insurance company (ACMN IARD)
- A reinsurance company (CPBK-ré)
- A brokerage (CCMNE).
Based in Paris, NEA chiefly offers its products through the French and Belgian networks of CMNE. Each product offered is developed in close collaboration with the network and the employees who work in direct contact with the client.
Target markets :
private individuals, professionals, farmers and associations
Products and services :
life insurance, pension insurance, health insurance, automotive and home insurance
This division is represented by La Française, which has been providing expertise in third-party management for over 40 years.
La Française has 4 units :
- Global Asset Management : specialist in transferable securities
- Global Real Estate Investment manager : an international real estate Platform
- Global Investment Solutions : experts in investment solutions
- Global Direct Financing : branch offices dedicated to directly financing the economy
Based in Paris, with a workforce of 530 employees, La Française has an international reputation and is committed to encouraging socially responsible investment (SRI) in order to go the extra mile for the sake of the clients' long-term satisfaction. As of June 2016, La Française manages 56 billion € in assets.
Target markets :
institutional investors, financial planners, private individuals
Products and services :
securities funds (bond management, diversified management, equity management, alternative multi-management, ...), real estate funds (publicly listed real estate, direct real estate, mortgage products, real estate investment capital, etc.), diversification funds, customized funds, discretionary management, life insurance…